Home
Deposits

Deposit Rates

Rates and Yields Current as of December 01, 2017. This Rate Chart contains information about interest rates and annual percentage yields for some of the accounts we offer.

 

Savings Account Rates

Account Type Minimum Deposit Daily Balance Annual Percentage Rate Annual Percentage Yield (APY)

Passbook Savings

$25 $200.00 0.10% 0.10%

Statement Savings

$25 $200.00 0.10% 0.10%
The interest rate and APY may change after account opening.

 

Checking Account Rates

Account Type Minimum Deposit Daily Balance Annual Percentage Rate Annual Percentage Yield (APY)

Regular Checking

$200 $400.00 - $2,499.99 0.05% 0.05%
$200 $2,500.00 or more 0.05% 0.05%

Insured E-Z Access Fund

$2,500  $400.00 - $2,499.99 0.05%  0.05%
$2,500 $2,500.00 to $9,999.99 0.05% 0.05%
$2,500 $10,000 or more 0.10% 0.10%
The interest rate and APY may change after account opening.
Ask about our popular Community Checking.

 

Certificates of Deposit

Term Minimum Deposit Interest Rate Annual Percentage Yield (APY)

91 Day

 $500  0.10%  0.10%

182 Day

 $500  0.20%  0.20%

1 Year

 $500  0.30%  0.30%

2 Years

 $500  0.40%  0.40%

3 Years

 $500  0.45%   0.45%

5 Years

 $500  0.95%   0.95%

7 Years

 $500  1.00%  1.00%

10 Years

 $500  1.20%   1.20%
 Daily Balance of $500
     

Individual Retirement Accounts

Term Minimum Deposit Daily Balance Interest Rate Annual Percentage Yield (APY)

18 Month Variable Rate IRA

(The interest rate and APY may change after account opening)
$100 $100 1.25% 1.26%

18 Month Fixed Rate

 $100 $100  0.40%  0.40%

1 Year IRA

 $250 $250  0.30%  0.30%

2 Year IRA

 $250 $250  0.40%  0.40%

3 Year IRA

 $250 $250  0.45%  0.45%

5 Year IRA

 $250 $250  0.95% 0.95%

7 Year IRA

 $250 $250  1.00% 1.00%

10 Year IRA

 $250 $250  1.20% 1.20%
Balances shown above are the minimum balances required to obtain the disclosed interest rate and annual
percentage yield. A penalty may be imposed for early withdrawal for all accounts listed above.

 

 

Jumbo Certificate of Deposit

Term Minimum Deposit Daily Balance Interest Rate Annual Percentage Yield (APY)

91 Day

 $100,000 $100,000  0.10%  0.10%

182 Day

$100,000 $100,000  0.20%  0.20%

365 Day

$100,000 $100,000  0.30%  0.30%
Rates are subject to change, for current rates call (313) 565-3100
Customers may request Jumbo Certificates of Deposit with maturities other than shown above. Interest rates and annual percentage yields will be subject to negotiation.
A penalty may be imposed for early withdrawal for all accounts listed above.
Balances shown above are the minimum balances required to obtain the disclosed interest rate and annual percentage yield.

 

NOTE:

Rates are subject to change, for current rates call (313) 565-3100, extension 5320 or (313) 562-7283 for 24-hour rate recording.
Monthly checks available on principal balances of $10,000.00 or more.
A penalty may be imposed for early withdrawal for all certificate accounts listed above.
Balances shown above are the minimum balances required to obtain the disclosed interest rate and annual percentage yield.
Fees could reduce the earnings on these accounts.
Please refer to the Jumbo Certificates of Deposit Rate Chart for balances greater than $100,000.