Avenue Cruise Checking
- Free checking that pays high interest
- 00% APY* on balances as much as $20,000
- 00% to 1.42% APY on balances over $20,000 depending on balance in account*
- 05% APY* on all balances if qualifications aren’t met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Avenue Reserve Savings to build savings automatically
- No minimum balance to earn rewards
- No monthly service fee
- $5 minimum deposit to open
Qualifications to Earn Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Avenue Cruise Checking account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 direct deposit, ACH payment, or ACH credit transaction
- Be enrolled in and agree to receive E-Statements
And if you don’t meet these qualifications, don’t worry — your account is still free. Plus, you’ll still earn our base rate. And you can get right back to earning your full rewards the very next cycle that you qualify.
*Avenue Cruise Checking Disclaimer


