Savings Account Rates
Account Type | Minimum Deposit | Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
STATEMENT SAVINGS |
$25 | $200.00 | 0.40% | 0.40% |
The interest rate and APY may change after account opening.
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Click to learn more about our Personal Savings or Commercial Savings Accounts.
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Checking Account Rates
Account Type | Minimum Deposit | Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
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REGULAR CHECKING |
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$200 | $400.00 – $2,499.99 | 0.05% | 0.05% | |
$200 | $2,500.00 or more | 0.05% | 0.05% | |
INSURED E-Z ACCESS FUND |
$2,500 | $400.00 – $2,499.99 | 0.45% | 0.45% |
$2,500 | $2,500.00 to $9,999.99 | 0.50% | 0.50% | |
$2,500 | $10,000 or more | 0.55% | 0.55% | |
The interest rate and APY may change after account opening.
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Click here to learn more about our Personal Checking or Commercial Checking Accounts.
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Certificates of Deposit
Term | Minimum Deposit | Interest Rate | Annual Percentage Yield (APY) | |
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91 DAY |
$500 | 3.00% | 3.03% | |
182 DAY |
$500 | 3.50% | 3.53% | |
1 YEAR |
$500 | 4.00% | 4.00% | |
2 YEARS |
$500 | 4.05% | 4.05% | |
3 YEARS |
$500 | 4.10% | 4.10% | |
5 YEARS |
$500 | 4.15% | 4.15% | |
7 YEARS |
$500 | 4.20% | 4.20% | |
10 YEARS |
$500 | 4.25% | 4.25% | |
Click here to learn more about our Personal CDs or Commercial CDs.
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Individual Retirement Accounts
Term | Minimum Deposit | Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
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18 MONTH VARIABLE RATE IRA(The interest rate and APY may change after account opening) |
$100 | $100 | 5.25% | 5.38% |
18 MONTH FIXED RATE IRA |
$100 | $100 | 4.05% | 4.11% |
1 YEAR IRA |
$250 | $250 | 4.00% | 4.00% |
2 YEAR IRA |
$250 | $250 | 4.05% | 4.05% |
3 YEAR IRA |
$250 | $250 | 4.10% | 4.10% |
5 YEAR IRA |
$250 | $250 | 4.15% | 4.15% |
7 YEAR IRA |
$250 | $250 | 4.20% | 4.20% |
10 YEAR IRA |
$250 | $250 | 4.25% | 4.25% |
Click here to learn more about our IRAs.
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Jumbo Certificates of Deposit
Term | Minimum Deposit | Daily Balance | Interest Rate | Annual Percentage Yield (APY) |
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91 DAY |
$100,000 | $100,000 | 3.00% | 3.03% |
182 DAY |
$100,000 | $100,000 | 3.50% | 3.53% |
365 DAY |
$100,000 | $100,000 | 4.55% | 4.55% |
Customers may request Jumbo Certificates of Deposit with maturities other than shown above. Interest rates and annual percentage yields will be subject to negotiation.
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Click here to learn more about our Personal CDs or Commercial CDs.
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NOTE:
- Rates are subject to change. For current rates call (313) 565-3100.
- Monthly interest checks available on principal balances of $10,000 or more.
- A penalty may be imposed for early withdrawal for all Certificate and IRA accounts listed above.
- Balances shown above are the minimum balances required to obtain the disclosed interest rate and annual percentage yield.
- Fees could reduce the earnings on these accounts.