Privacy Policy | Dearborn Federal Savings Bank

FACTS	WHAT DOES DEARBORN FEDERAL SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal Law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include:
	. Social Security number
	. Account balances and account transactions
	. Credit history and payment history
	. Wire transfer instructions
	When you are no longer our customer, we continue to share your information as described in this notice.

HOW?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Dearborn Federal Savings Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does Dearborn Federal Savings Bank share?	Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes – to offer products and services to you	Yes	No
For joint marketing with other financial companies	No	We do not share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We do not share
For our affiliates to market to you	No	We do not share
For nonaffiliates to market to you	No	We do not share

Questions?

Call toll free 1-800-809-3372

What we do
How does Dearborn Federal Savings Bank protect my personal information?		To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Dearborn Federal Savings		We collect your personal information, for example,
Bank collect my personal information?		when you:
		. open an account or conduct a deposit transaction . make a wire transfer or apply for a loan . use your Debit Card
		We may also collect your personal information from other companies.

Why can’t I limit all sharing?		Federal law gives you the right to limit only:
		. sharing for affiliates’ everyday business purposes – information about your creditworthiness
		. affiliates from using your information to market to you
		. sharing for nonaffiliates to market to you
		State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and nonfinancial companies.
Nonaffiliates	Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Joint marketing	A formal agreement between nonaffiliated financial companies that together market financial products or services to you.